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Disclosure

Michael Murphy is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (AR Insurance License #2355183), AZ, CA (CA Insurance License #0D90975), CT, DE, FL, GA, IN, MA, MD, MI, NC, NJ, NY, OH, PA, SC, TN, TX, VA, VT, and WV. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Michael Murphy is licensed and authorized to offer insurance in California and Arkansas, but Murphy Financial Group may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

Michael Murphy is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 503 Clinton St, Fayetteville, NY, 13066, 315-637-5057. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, CT, DE, FL, IN, KY, MI, NC, NJ, NY, OH, PA, SC, TN, TX, VA, and VT. No offers may be made or accepted from any resident outside the specific states referenced.

Michael Murphy is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, CT, DE, FL, IN, KY, MI, NC, NJ, NY, OH, PA, SC, TN, VA, and VT. As such, these services are strictly intended for individuals residing in the states referenced.

Andrew Murphy is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, FL, IL, IN, MI, NC, NH, NJ, NY, PA, SC, TN, TX, and VA. No insurance business may be conducted outside the states referenced.

Andrew Murphy is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 503 Clinton St, Fayetteville, NY, 13066, 315-637-5057. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CO, DE, FL, IL, IN, NC, NH, NJ, NY, OH, PA, SC, TN, TX, and VA. No offers may be made or accepted from any resident outside the specific states referenced.

Andrew Murphy is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CO, DE, FL, IL, IN, NC, NH, NJ, NY, OH, PA, SC, TN, and VA. As such, these services are strictly intended for individuals residing in the states referenced.

Murphy Financial Group is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Murphy Financial Group nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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NYLIFE Securities LLC, Member FINRA/SIPC.

For additional information, visit Customer Relationship Summary.pdf

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